Financing a Second Home?

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close.

4.9
500+
Apply Now Free Rate Quote

Do you need a home loan to buy a second home? It’s time to apply for a second home mortgage so you can make that vision come true. Some mortgage companies don’t make loans to buy second homes, but at Sammamish Mortgage we offer second home loans at competitive interest rates. You can get prepared to finance your new home starting now, with a FREE Instant Rate Quote for a second home loan that only takes 30 seconds!

Thinking About Buying a Second Home?

  1. Make sure your credit score is solid
  2. Take a good hard look at your debt-to-income (DTI) ratio
  3. Have some serious cash reserves in the bank
  4. Gather full financial documentation, including tax records and bank statements
  5. If you’re buying a luxury home, be prepared for a second appraisal request

Apply for a Second Home Loan Today

Family-owned since 1992, Sammamish Mortgage is a Bellevue, WA, based mortgage company that proudly serves customers seeking second homes in the Pacific Northwest. Our Loan Officers are focused on helping you get the great loan product for your specific situation. You can start your loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

4.9 436 Reviews
4.9 143 Reviews
4.8 100 Reviews
4.6 113 Reviews
Matthew Kim
March 11, 2025
exceptional service and communication, fast, great rates, the best mortgage process anywhere
Phil
March 6, 2025
We had a great experience with the Sammamish Mortgage. They were very responsive and were able to get us much lower rate than major banks. Overall process was very transparent and quick. Once of the best companies we had experience with
Caitlyn Bush
March 6, 2025
I have now used Sammamish twice for home purchase through the years. They are fantastic. Their rates have beaten everyone else that I had spoken too, and they made the process so streamline. Our house just closed and out of everyone involved they were the most helpful and on the ball.
Todd Plucknett
March 5, 2025
Ryan Shane and Sammamish Mortgage were an invaluable help for me as a first time buyer! The team there is incredibly thorough and upfront about everything. Even though the whole process can be overwhelming, the constant communication and guidance from them makes it seem a lot less daunting. They truly seemed to take interest in us as people and not just as clients. The small business approach enables them to get us the best rates, and the working relationship they have with other entities like insurance brokers makes it a seamless process.
Gayatri Budwal
February 22, 2025
Ryan from Sammamish Mortgage went above and beyond our expectations. He made us feel at ease and came up with some excellent suggestions. He is absolutely one of the best in the business!!!
Justin Gehrt
February 20, 2025
Incredible, personal experience from start to finish. Ryan has built an incredible team and they excel at all aspects. Great communication and delivery of service throughout the entire process. Cant say enough good things about them!
Zac
February 14, 2025
We financed our first home purchase with Sammamish 10 years ago and had a positive experience, so we reached out to them again when we were ready to move and make another purchase. We worked with the same loan officer as before (Trevor) and he was able to tailor the loan details to our specific needs while significantly beating rates from competitors. Communication and service were excellent throughout the process and we felt like we were working with a friendly local lender while getting better rates than the faceless online powerhouses. We have no plans to move again anytime soon, but if we do, we'll be working with Sammamish for our next mortgage.

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