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At Sammamish Mortgage, we take consumer education seriously. That’s why we go above and beyond to keep home buyers and mortgage shoppers informed.
This page contains some of our most useful reports and guides for Portland, Oregon home buyers.
For a long time we’ve been hearing how the major housing markets in the Pacific Northwest (like Seattle and Portland) have been on fire with fierce competition and limited supply. For the most part, that’s still true. But the real estate market in Portland, Oregon is currently blowing up. Home-price growth has been very strong over the last year or so.
Gearing up to buy your first condo in Portland, Oregon? It’s a smart move. Portland is a great city, and condominium life is a good way to experience it without the maintenance hassles of a traditional detached home. But there are some things you’ll want to know before you start shopping for your first place. Here are five tips for buying your first condo in Portland.
Seattle, Washington, and Portland, Oregon are the two biggest cities by population in the Pacific Northwest. They’re also two of the most highly competitive real estate markets in the United States. We’ll look at a comparison between the Seattle and Portland housing markets, from a cost and inventory standpoint. These are the latest trends for 2025.
The Portland, Oregon real estate market has generated a steady stream of headlines over the last couple of years, mainly due to rapidly rising home prices in the area. But what might we expect from the Portland housing market in 2025? Here are some current trends that could shape the real estate scene next year, affecting both buyers and sellers.
This Portland home buyer guide explains the different types of mortgage loans that are available in 2025. It covers the key differences between fixed-rate and adjustable mortgages, FHA versus conventional, and more.
The size limit for conventional/conforming mortgage loans in the area have gone up for 2025. The revised limit for a single-family home within the metro area is $806,500 starting at the beginning of 2025. Anything above this amount would be considered a jumbo mortgage product.
If you plan to use a Federal Housing Administration (FHA) mortgage loan to buy a home in Portland, you’ll be glad to know that the FHA loan limits were increased for 2025. This applies to the entire metro area. This Portland home buyer guide contains the latest limits and other information you need to know.
The FHA loan program is one of the most popular financing options among first-time home buyers in Portland, Oregon. One of the reasons is that it allows borrowers to make a relatively low down payment of 3.5%. You can learn all about it from this helpful guide.
Sammamish Mortgage has been in business since 1995, and we proudly serve customers in the Pacific Northwest region. If you’re currently in the market for a home in one of these states, or you’re thinking about buying a home, we’d love to hear from you. Our team of mortgage professionals has a detailed knowledge of the real estate markets of the Pacific Northwest and is able to help customers navigate these markets. View our Mortgage Loan Programs InfoGraphic!
If you’re either looking or thinking about buying a home in WA, CA, ID, CO or OR, reach out to Sammamish Mortgage today. No matter what stage of the process you’re in, we can provide valuable information which can help you. Contact Us today to learn more, or View Rates to get a sense of what current mortgage rates look like. You can also get a Rate Quote personalized to your situation, or Apply Now to jump start the application procedure.
Whether you’re buying a home or ready to refinance, our professionals can help.
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No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.