Home Mortgage Loans in WA State

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close. $0 Lender Fees

4.9
500+
Apply Now Free Rate Quote

At Sammamish Mortgage, we understand that searching for a mortgage loan in the State of Washington is no walk in the park. But, with our team of knowledgeable experts and online application system, we have simplified the entire process for you thanks to our online application system. Now you can easily find your desired loan program, obtain a personalized FREE Instant Rate Quote, and upload your documentation from your mobile device!

The real estate market in Washington State and top markets such as Seattle, Bellevue, Kirkland, Redmond are currently undergoing significant changes. That’s why many home buyers can benefit from a mortgage company. And that’s where Sammamish Mortgage comes in. We’ve been serving customers in Washington State since 1992 and can provide Mortgage Lending services so that your buying experience goes smoothly.

Why Choose Us as Your Mortgage Lender in WA State?

The team at Sammamish Mortgage is second to none. Our expert loan originators are ranked among the top in the Pacific Northwest and always look out for what’s best for our clients. Whether you’re looking to finance a starter home or secure a jumbo loan, you’ve definitely come to the right company! From the Shane family to yours, we pledge to make your home loan transaction the enjoyable and exciting experience it should be. Get Started Today and View Live Rates or Get Pre-Approved!

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.

The Sammamish Mortgage Difference

Innovative programs and strategies you need to get offers accepted in today’s competitive house market.

Sammamish Mortgage vs. the Competition
Compare over 20 banks, lenders and investors from our network in seconds
No lender fees or junk fees
In-house underwriting
Real-time custom rates and costs available online 24/7
Our team of loan officers are on call 7 days a week
Underwritten Pre-approvals
Close in 3 weeks or less
Bridge Loans and Cash Buyer Programs
Sammamish Mortgage
Apply
Mortgage Brokers
Sometimes
Rarely
No
Rarely
Sometimes
No
Sometimes
Rarely
Big Banks
No
Rarely
Rarely
Rarely
No
Sometimes
No
No
Online Lenders
Rarely
Sometimes
Rarely
Sometimes
No
Rarely
Rarely
Rarely
Sammamish Mortgage vs. the Competition
Sammamish Mortgage
Mortgage Brokers
Big Banks
Online Lenders
Compare over 20 banks, lenders and investors from our network in seconds
Sometimes
No
Rarely
No lender fees or junk fees
Rarely
Rarely
Sometimes
In-house underwriting
No
Rarely
Rarely
Real-time custom rates and costs available online 24/7
Rarely
Rarely
Sometimes
Our team of loan officers are on call 7 days a week
Sometimes
No
No
Underwritten Pre-approvals
No
Sometimes
Rarely
Close in 3 weeks or less
Sometimes
No
Rarely
Bridge Loans and Cash Buyer Programs
Rarely
No
Rarely
Apply

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

4.9 404 Reviews
4.9 119 Reviews
4.8 91 Reviews
4.6 107 Reviews
Ryan Foster
September 3, 2024
Nick and Barb did a great job processing our transaction. They secured lower rates and went above and beyond in a unique transaction. Would highly recommend them.
Brianna Campbell
September 2, 2024
As a first time homebuyer the entire process was incredibly daunting! Ryan and his team walked us through everything step by step and made the process easy. They were transparent, timely, and easy to work with. I truly felt like Ryan and his team were always looking out for our best interests. He and his team are very compassionate and I highly recommend them!
Sergiy Saliyev
August 29, 2024
A few months ago I was applying for a loan, and Nick did a fantastic job with explaining all the details, answering all the questions I had, and providing competitive quotes. I had a great experience and would recommend this place and Nick as a loan officer!
Nohemi Magnuson
August 22, 2024
Clint Edwards is the best loan officer we have ever met! We will recommend him to all of our family and friends! He did an excellent job helping us purchase our home! He is very dedicated, and he is passionate with his job! Absolutely enjoyed buying our home thanks to his hard work and dedication to help us understand every step of the way! He is very patient, and very flexible with time and kind towards us. He is knowledgeable about the home market and was willing to explain to us with charts and keep us informed on the current market. It was a pleasure working with Clint Edward, and if we need to purchase or refinance our home, we will definitely be reaching him out! He is phenomenal! Thank you so much! We are so happy he was on our team for our home purchase!
Darren Bridenbeck
August 21, 2024
I worked with Onstad-Hawes and he helped me understand how we could truly do a no cost refi. It sounds too good to be true, and after having him walk me through the loan disclosure like 10x times it finally clicked. Nick is a great teacher, hes patient and doesnt mind reiterating things if they arent clicking. By the time we got to signing I was able to talk through folks in the industry on how our refi was no cost and why it made so much sense and was an awesome idea. Also, Sammamish has amazing rates, no origination fee, and unbeatable lender credits. I shopped around and nothing came close. Ive been recommending Nick and Sammamish to everyone I know. Feel free to shop around if you want, but Im confident Sammamish cant be beat.
Sana F
August 21, 2024
We were very lucky to be able to work with Ryan and team to buy our happy Seattle home. Without Ryans help and counsel, this wouldnt have been possible. Ryans acumen in the lending industry, strong network of real estate professionals and value-add experts, and his collegiate responsiveness (we felt VERY supported throughout) is beyond impressive and clearly an asset when home buying in a region like Seattle / WA. My husband and I were able to easily trust all his insights - which he always backs with fact and tons of data (which we both love to see when were making decisions!). We are so grateful and over the moon - Thank you so much Ryan! And also a huge thank you to Allen (who referred us to you, and equally a major class act in the industry!)
Ana H.
August 16, 2024
We had the pleasure to work with Nick and Barb. They were absolutely amazing throughout the entire process. Nick and Barb were available for us when most of the people were out of town and unavailable (July 4th), which helped us get the approval letter and put an offer the next day. That secured us the property we were hunting for over a year. Highly recommend Sammamish mortgage!

More Online Tools That Matter

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Refinance Calculator

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Mortgage Calculator

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Whether you’re buying a home or ready to refinance, our professionals can help.

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