Today’s Mortgage Rates in Yakima, WA

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Yakima, WA residents.
Yakima
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Turn Your Homeownership Dreams into Reality in Yakima

Starting the journey to owning a home in Yakima, WA, is both exciting and meaningful. At Sammamish Mortgage, we’ve proudly supported Yakima residents in achieving their home goals for over three decades. From the vibrant downtown to family-friendly neighborhoods, our deep local insights make navigating the mortgage landscape simpler for you.

Today’s Mortgage Rates in Yakima

Monitoring current mortgage rates is essential in Yakima’s ever-changing housing market. A range of factors can impact your mortgage rate, including:

  • Your choice of mortgage provider
  • Prevailing interest rates
  • The amount you put down
  • Your credit score
  • The mortgage type you select
  • Additional fees and final closing costs

Experienced Mortgage Specialists in Yakima

Securing the most affordable mortgage rate in Yakima involves partnering with a lender dedicated to transparency and customer care. Our Mortgage Advisors have, on average, more than 15 years of experience and work, ensuring you receive guidance uniquely suited to your financial goals.

Yakima’s Diverse Housing Market

From quaint craftsman houses to sleek, urban condos with scenic views, Yakima has a broad spectrum of homes. Whether you’re a new homebuyer or a seasoned investor, the city offers a wealth of options to match any lifestyle.

Wide Range of Loan Programs for Yakima Residents

Yakima’s diverse community benefits from a variety of mortgage programs to fit different needs. Whether buying your first home, refinancing, or investing in real estate, we have a mortgage solution tailored for you.

Yakima Mortgage Lenders

To get a great mortgage rate, look for a lender who is transparent about their fees. This helps home buyers get the most effective loans for their specific situations, not the biggest loans.

Yakima house

Yakima Home Loan Programs

There are many different types of real estate loans available for Yakima borrowers.

30-year fixed rate loans

A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.

VA loans

VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.

FHA loans

FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.

Jumbo loans

Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.

License: NMLS: CL-118653

Other Cities We Service in Washington:

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Whether you’re buying a home or ready to refinance, our professionals can help.

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No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.

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