Today’s Mortgage Rates in Pasco, WA

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Pasco, WA residents.
Pasco
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Make Your Homeownership Dreams a Reality in Pasco

Pasco, WA, is a growing city with a vibrant community and diverse housing market. Whether you’re drawn to its scenic parks, family-friendly neighborhoods, or thriving local economy, Sammamish Mortgage is here to help make your homeownership dreams come true. With over 30 years of experience, we offer personalized mortgage solutions tailored to your unique needs.

Pasco Mortgage Rates

Understanding mortgage rates is crucial in Pasco’s competitive real estate market. Factors influencing your rate include:

  • Your chosen lender
  • Current market trends
  • Down payment amount
  • Credit history and score
  • Type of mortgage
  • Closing costs and additional fees

Expert Mortgage Advisors in Pasco

Our Mortgage Advisors bring over 15 years of experience, offering personalized advice to guide you through the home buying or refinancing process. We prioritize transparency and customer care, ensuring you secure the best mortgage rates and terms for your situation.

Explore Pasco’s Housing Market

Pasco offers a wide variety of housing options, from charming single-family homes to modern townhouses and new developments. Whether you’re a first-time buyer, upgrading, or investing in property, Pasco’s housing market has something for everyone.

Tailored Loan Options for Pasco Residents

We offer a range of mortgage programs designed to fit your needs:

  • 30-Year Fixed-Rate Loans: Spread your payments over time with stable, predictable rates.
  • VA Loans: Exclusive benefits for veterans, active service members, and surviving spouses.
  • FHA Loans: Ideal for first-time buyers or those with lower credit scores.
  • Jumbo Loans: For properties exceeding conventional loan limits.

Pasco Mortgage Lenders

To get a great mortgage rate, look for a lender who is transparent about their fees. This helps home buyers get the most effective loans for their specific situations, not the biggest loans.

Pasco house

Pasco Home Loan Programs

There are many different types of real estate loans available for Pasco borrowers.

30-year fixed rate loans

A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.

VA loans

VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.

FHA loans

FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.

Jumbo loans

Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.

License: NMLS: CL-118653
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Whether you’re buying a home or ready to refinance, our professionals can help.

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