Today’s Mortgage Rates in Olympia, WA

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Olympia, WA residents.
Olympia
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Make Olympia Your Home with Tailored Mortgage Solutions

Olympia, WA, the capital of Washington State, offers a vibrant mix of natural beauty, rich history, and a thriving arts scene. With its picturesque waterfront, charming neighborhoods, and proximity to the Puget Sound, Olympia is an ideal place for families, professionals, and retirees. Sammamish Mortgage is here to help you navigate Olympia’s dynamic real estate market with personalized mortgage solutions.

What Influences Mortgage Rates in Olympia?

Mortgage rates in Olympia are shaped by several key factors:

  • Current market conditions and lender-specific offerings
  • Size of your down payment and loan-to-value ratio
  • Your credit score and overall financial health
  • Loan type, term length, and interest rate structure
  • Closing costs and other associated fees

Our expert mortgage advisors will guide you through these variables to help you secure the best rate possible.

Why Choose Sammamish Mortgage for Your Olympia Home Loan?

With over 30 years of experience, Sammamish Mortgage is committed to providing personalized service and competitive rates. Our team of knowledgeable mortgage advisors offers transparent, step-by-step guidance to make your home buying or refinancing process smooth and stress-free.

Explore Olympia’s Diverse Housing Market

Olympia features a variety of housing options, from historic homes in established neighborhoods to modern condos and waterfront properties. Whether you’re a first-time homebuyer or an experienced investor, Olympia’s real estate market has something to offer for everyone.

Mortgage Solutions Designed for Olympia Homebuyers

At Sammamish Mortgage, we offer a wide range of mortgage options to meet the unique needs of Olympia residents. Whether you’re looking for the predictability of a 30-year fixed-rate mortgage, the exclusive benefits of VA loans for military families, the flexibility of FHA loans for first-time buyers, or jumbo loans for luxury properties, we have the right solution for you.

Olympia Mortgage Lenders

To get a great mortgage rate, look for a lender who is transparent about their fees. This helps home buyers get the most effective loans for their specific situations, not the biggest loans.

Olympia house

Olympia Home Loan Programs

There are many different types of real estate loans available for Olympia borrowers.

30-year fixed rate loans

A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.

VA loans

VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.

FHA loans

FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.

Jumbo loans

Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.

License: NMLS: CL-118653
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