* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment
Gig Harbor, WA, is a charming waterfront community known for its historic downtown, marina lifestyle, and stunning views of the Puget Sound. Just across the Narrows Bridge from Tacoma, it offers the perfect blend of small-town atmosphere and modern conveniences. Whether you are looking to purchase a home, refinance your current mortgage, or explore loan options, Sammamish Mortgage is here to provide expert guidance and competitive financing solutions tailored to your needs.
Real estate in Gig Harbor is highly sought after, with a mix of historic homes, waterfront estates, and newer suburban developments. The city’s proximity to Tacoma and Seattle makes it a desirable location for those who want easy access to urban amenities while enjoying a more relaxed lifestyle. Homebuyers are drawn to the area for its top-rated schools, outdoor recreational opportunities, and thriving local economy.
The housing market in Gig Harbor can be competitive, making it essential to secure the right financing early in the homebuying process. Whether you’re looking for a conventional mortgage, FHA loan, VA loan, or a jumbo loan for a high-value property, our team at Sammamish Mortgage will help you find the best loan program to fit your financial goals.
Refinancing can be a great option for homeowners looking to lower their interest rate, reduce their monthly mortgage payments, or tap into home equity for renovations or other financial needs. With current mortgage rates fluctuating, it’s important to evaluate your options and determine if refinancing is the right move for you. Our experienced loan officers are available to guide you through the refinancing process and help you secure the best possible terms.
With decades of experience in the Pacific Northwest mortgage industry, Sammamish Mortgage is a trusted partner for homebuyers and homeowners in Gig Harbor. Our commitment to customer service, competitive mortgage rates, and a seamless loan process sets us apart. We offer a user-friendly online platform that allows you to apply for a mortgage, upload necessary documents, and track your loan progress with ease.
Our team understands the Gig Harbor real estate market and works closely with borrowers to provide personalized loan solutions. Whether you are purchasing a waterfront home, moving to the suburbs, or refinancing to a better rate, we are here to support you every step of the way.
To get a great mortgage rate, look for a lender who is transparent about their fees. This helps home buyers get the most effective loans for their specific situations, not the biggest loans.
There are many different types of real estate loans available for Gig Harbor borrowers.
A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.
VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.
FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.
Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.
Whether you’re buying a home or ready to refinance, our professionals can help.
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