Today’s Mortgage Rates in Federal Way, WA

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Federal Way, WA residents.
Federal Way
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Make Your Homeownership Dream a Reality in Federal Way

Starting your homeownership journey in Federal Way, WA, is an exciting step. For over three decades, Sammamish Mortgage has been helping residents of Federal Way navigate the world of home financing. From vibrant city living to tranquil suburban retreats, we offer the local expertise needed to guide you through securing the perfect mortgage for your needs.

Stay Ahead of Mortgage Rates in Federal Way

Understanding the current mortgage landscape in Federal Way is key to securing the great deal. Your mortgage rate may be influenced by factors like:

  • The lender you choose
  • The overall market interest rates
  • Your down payment size
  • Your credit profile
  • The type of mortgage you select
  • Any additional fees or closing costs

Being aware of these aspects will help you make the most informed decision on your mortgage.

Trusted Mortgage Advisors in Federal Way

Choosing the right mortgage rate in Federal Way requires a partner who prioritizes your financial well-being. Our Mortgage Advisors are dedicated professionals, with an average of 15+ years of experience, offering expert advice and personalized solutions to meet your specific home financing needs.

Explore Federal Way’s Real Estate Options

Federal Way offers a variety of housing options that cater to a range of lifestyles, from charming family homes to contemporary condos. Whether you’re a first-time buyer or seasoned investor, the city’s housing market has diverse opportunities to suit your goals.

Tailored Loan Programs for Every Need in Federal Way

Federal Way’s diverse community requires a wide range of mortgage products. Whether you’re buying your first home, refinancing, or considering an investment property, we have a mortgage solution that aligns with your financial objectives.

Federal Way Mortgage Lenders

To get a great mortgage rate, look for a lender who is transparent about their fees. This helps home buyers get the most effective loans for their specific situations, not the biggest loans.

Federal Way house

Federal Way Home Loan Programs

There are many different types of real estate loans available for Federal Way borrowers.

30-year fixed rate loans

A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.

VA loans

VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.

FHA loans

FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.

Jumbo loans

Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.

License: NMLS: CL-118653

Other Cities We Service in Washington:

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Whether you’re buying a home or ready to refinance, our professionals can help.

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No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.

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