Today’s Mortgage Rates in Bremerton, WA

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Bremerton, WA residents.
Bremerton
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Work with a Trusted Mortgage Lender in Bremerton, WA

Bremerton, Washington, is a beautiful waterfront city known for its naval history, stunning views of the Puget Sound, and convenient ferry access to Seattle. Whether you’re a first-time homebuyer, upgrading to a larger home, or refinancing your existing mortgage, Sammamish Mortgage is here to help. Our team of experienced mortgage professionals is dedicated to finding you the best home loan options with competitive rates.

Living in Bremerton, WA: A Growing Real Estate Market

Bremerton’s real estate market is growing, offering a diverse range of homes, from historic Craftsman-style houses to modern waterfront properties. With its strong military presence, affordability compared to nearby Seattle, and scenic beauty, Bremerton is an appealing choice for homebuyers.

Why Homebuyers Choose Bremerton:

  • Affordable Housing: Compared to Seattle and other nearby cities, Bremerton offers more affordable housing options.
  • Naval Influence: The city is home to the Puget Sound Naval Shipyard, attracting many military and civilian workers.
  • Ferry Access to Seattle: Commuters benefit from a direct ferry to downtown Seattle, making Bremerton a great alternative to living in the city.
  • Outdoor Lifestyle: Residents enjoy easy access to hiking, boating, and parks, making it ideal for nature lovers.

Whether you’re relocating to Bremerton or purchasing your first home in the area, securing the right mortgage is essential. Our team is here to guide you through the process with expert advice and tailored loan options.

What Determines Mortgage Rates in Bremerton, WA?

Mortgage rates in Bremerton, like in the rest of Washington state, fluctuate based on various factors, including:

  • Credit Score: A higher score often leads to lower interest rates.
  • Loan Type: Fixed-rate vs. adjustable-rate mortgages can impact the interest rate.
  • Loan Term: Shorter-term loans typically have lower interest rates.
  • Down Payment: A larger down payment may help you secure better loan terms.
  • Market Conditions: Economic trends and Federal Reserve policies influence mortgage rates.

At Sammamish Mortgage, we provide real-time rate updates and customized loan solutions to help you secure the best possible mortgage for your home in Bremerton.

Why Choose Sammamish Mortgage in Bremerton, WA?

At Sammamish Mortgage, we are committed to helping homebuyers and homeowners in Bremerton navigate the mortgage process with ease. Here’s why clients trust us:

  • Personalized Mortgage Solutions – We customize loan programs to fit your financial situation.
  • Competitive Interest Rates – Get access to rates 24/7.
  • Streamlined Online Process – Apply, upload documents, and track your loan progress with ease.
  • Experienced Loan Officers – Work with a team of experts who understand the Bremerton market.
  • Fast & Efficient Closings – We work diligently to help you close on your home quickly.

Bremerton Mortgage Lenders

To get a great mortgage rate, look for a lender who is transparent about their fees. This helps home buyers get the most effective loans for their specific situations, not the biggest loans.

Bremerton house

Bremerton Home Loan Programs

There are many different types of real estate loans available for Bremerton borrowers.

30-year fixed rate loans

A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.

VA loans

VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.

FHA loans

FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.

Jumbo loans

Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.

License: NMLS: CL-118653
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