Today’s Mortgage Rates in Bellingham

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Bellingham residents.
Bellingham
  • Interest Rate
    %
  • APR
    %

* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Make Your Homeownership Dreams a Reality in Bellingham

Starting your homeownership journey in Bellingham, WA, is both exciting and monumental. Sammamish Mortgage has been a trusted partner to the residents of Bellingham for over 30 years, helping them achieve their property goals. With deep local insight, we’re here to guide you through the mortgage process, from the vibrant waterfront to the family-friendly neighborhoods.

Bellingham Mortgage Rates

Understanding mortgage rates is key in Bellingham’s active real estate market. A variety of factors can impact your rate, including:

  • Your choice of lender
  • Current market trends
  • Your down payment amount
  • Credit history and score
  • Mortgage type selection
  • Additional fees and closing costs

Professional Mortgage Advisors in Bellingham

Securing the ideal mortgage rate in Bellingham involves working with a lender who prioritizes transparency and customer care. Our Mortgage Advisors are highly experienced, averaging over 15 years each, and dedicated to providing personalized, financially sound advice.

Explore Bellingham’s Housing Market

Bellingham offers a wide range of housing options, from classic craftsman homes to stylish downtown condos with Puget Sound views. Whether you’re a first-time buyer or an investor, Bellingham’s market offers a variety of properties to explore.

Tailored Loan Options for Bellingham Residents

With Bellingham’s diverse community in mind, we offer a broad selection of loan programs. Whether you’re purchasing your first home, refinancing, or investing, Sammamish Mortgage provides the ideal mortgage solutions to meet your needs.

Bellingham Mortgage Lenders

To get the best mortgage rate, look for a lender who is transparent about their fees. This helps home buyers get the best loans for their specific situations, not the biggest loans.

Bellingham house

Bellingham Home Loan Programs

There are many different types of real estate loans available for Bellingham borrowers.

30-year fixed rate loans

A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.

VA loans

VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.

FHA loans

FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.

Jumbo loans

Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.

License: NMLS: CL-118653

Other Cities We Service in Washington:

500+ cities
View Live Rates in Bellingham

Live mortgage rates and costs in seconds!

View Live Rates

Connect with a Mortgage Advisor Today!

Whether you’re buying a home or ready to refinance, our professionals can help.

Compare Mortgage Rates in Your Area Instantly

No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.

Subscribe to our newsletter