* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment
When searching for your ideal home in Portland, trust us as your beacon through the journey. At Sammamish Mortgage, we have a longstanding history of helping Portland’s community achieve their homeownership dreams. From the vibrant streets of the Pearl District to the breathtaking vistas of Mount Hood, we are well-acquainted with Portland’s distinctive allure and are here to navigate you through each step of the mortgage process.
Engaging with Portland’s real estate market? It’s crucial to understand that mortgage rates in our stunning City of Roses can vary depending on several factors:
To secure the most advantageous mortgage rate in Portland, it’s essential to work with a lender who values transparency. Our Loan Officers at Sammamish Mortgage are salaried professionals, ensuring that our clients receive advice tailored to their specific needs without any pressure towards unnecessary loan enlargement.
From sleek high-rise apartments with views of the Willamette River to charming bungalows in quaint, tree-lined neighborhoods, Portland offers a rich array of housing options.
Portland’s eclectic housing market provides a range of loan programs designed to cater to its varied community of homebuyers. Whether you are purchasing your first home or thinking about refinancing, we offer a loan program that suits your needs.
Looking for the best mortgage rate? Working with the right mortgage company can help you save thousands. While it can be tempting to just go to your community credit union, they won’t be able to give you as many options. Likewise, avoid “mortgage brokers” and look for a full service lender. Preferably, choose a mortgage bank that has a team of highly experience Loan Officers. You want the best advice possible on the right mortgage for you, not just the biggest loan.
Portland borrowers have plenty of real estate loan options. Check out these different types of popular loan programs and compare details:
30-year fixed rate conventional loans make it easy for Oregon home buyers to afford a home, with low monthly mortgage loan payments in trade for more interest paid over the loan term.
Active service members, surviving military spouses, and veterans can all apply to get a VA loan. These are very attractive since you may not need a down payment.
A first-time home buyer can benefit from a FHA loan, especially if you need some flexibility to make up for low income, a low down payment, or a below average credit score.
Borrowers living in a pricey zip code can benefit from a jumbo loan that can get around conventional loan limits and help you purchase a home in the best location.
Whether you’re buying a home or ready to refinance, our professionals can help.
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