* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment
Begin your journey to homeownership in Twin Falls with a trusted mortgage partner who understands the local landscape. For over 30 years, Sammamish Mortgage has been helping Twin Falls residents secure the perfect homes. With its rich agricultural roots and breathtaking views along the Snake River, Twin Falls offers a blend of rural charm and modern suburban living that we understand deeply. Our mission is to provide you with personalized support and expert mortgage guidance throughout every step of the process.
When diving into Twin Falls’s real estate market, be mindful of factors that can impact mortgage rates:
To secure the best possible mortgage rate in Twin Falls, it’s important to partner with a lender who values your best interests. At Sammamish Mortgage, our salaried Loan Officers offer clear, unbiased guidance, ensuring you get solutions that align with your financial goals, without any pressure.
Whether you’re drawn to historic homes or new developments, Twin Falls offers a wide variety of housing options. From family-friendly properties near schools to serene countryside retreats, the local real estate market provides something for everyone.
Our array of loan programs is designed to meet the unique needs of Twin Falls homebuyers. Whether you’re a first-time homebuyer or refinancing an existing property, we offer flexible, tailored mortgage solutions to help you find the right home at the best possible terms.
Want the best mortgage rate? You’ll need to work with a mortgage lender that has a reputation for transparency. This helps ensure the loan you get is right for you, not just the biggest one you qualify for.
Twin Falls borrowers have multiple loan options when it comes to getting their hands on a real estate loan. Here are some of the most popular home mortgage loan programs:
30-year fixed rate conventional loans provide Idaho home buyers with a low monthly mortgage payment, in exchange for more total interest paid over the life of the loan.
Veterans, active duty military, or surviving spouses of service members may be able to get a VA loan with a low down payment or no down payment at all.
If you have a low income or are a first-time home buyer, an FHA loan might help you buy a home sooner than you expected. You’ll be able to take advantage of flexibility when it comes to your down payment and credit score, and may also be able to qualify for closing cost assistance.
Living in an expensive zip code may make you think you’ll have to rent forever. However, a jumbo loan can be right for you if your chosen neighborhood has homes priced over conventional loan limits.
Whether you’re buying a home or ready to refinance, our professionals can help.
{hours_open} - {hours_closed} Pacific
No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.
