* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment
Tucked between Eagle and Middleton, Star is one of the Treasure Valley’s most desirable growing communities. It offers peaceful rural charm with easy access to Boise’s amenities, making it a perfect location for those seeking open space, modern homes, and a family-friendly lifestyle. At Sammamish Mortgage, we help buyers take advantage of all that Star has to offer with home loans tailored to their needs.
Several elements influence mortgage rates in Star, including:
National interest rate trends
Credit score and income level
Down payment size and loan type
The home’s value and location
Fees associated with closing
We help you understand how these factors work together so you can choose the right mortgage product at the most affordable rate.
With 30+ years of mortgage experience across the Pacific Northwest, Sammamish Mortgage offers unmatched customer service, fast pre-approvals, and transparent pricing. Whether you’re a first-time buyer, a relocating family, or looking to refinance your existing home, we’ll make your loan process smooth and straightforward.
Star’s real estate market has seen steady growth as more buyers seek value just outside Boise. With a mix of new builds, custom homes, and quiet subdivisions, Star offers something for everyone—whether you’re downsizing, upsizing, or investing.
Want the transparent mortgage rate? You’ll need to work with a mortgage lender that has a reputation for transparency. This helps ensure the loan you get is right for you, not just the biggest one you qualify for.
Star borrowers have multiple loan options when it comes to getting their hands on a real estate loan. Here are some of the most popular home mortgage loan programs:
30-year fixed rate conventional loans provide Idaho home buyers with a low monthly mortgage payment, in exchange for more total interest paid over the life of the loan.
Veterans, active duty military, or surviving spouses of service members may be able to get a VA loan with a low down payment or no down payment at all.
If you have a low income or are a first-time home buyer, an FHA loan might help you buy a home sooner than you expected. You’ll be able to take advantage of flexibility when it comes to your down payment and credit score, and may also be able to qualify for closing cost assistance.
Living in an expensive zip code may make you think you’ll have to rent forever. However, a jumbo loan can be right for you if your chosen neighborhood has homes priced over conventional loan limits.
Whether you’re buying a home or ready to refinance, our professionals can help.
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No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.
