* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment
Embark on your journey to homeownership in Lewiston with a trusted partner who understands the nuances of the local market. For over 30 years, Sammamish Mortgage has been dedicated to helping Lewiston residents find their dream homes and secure financing that fits their needs. Known for its vibrant agricultural scene and stunning views along the Snake River, Lewiston offers a unique combination of rural charm and suburban comfort. Our team is committed to guiding you through the mortgage process with personalized support tailored to your specific situation.
As you explore Lewiston’s dynamic real estate market, it’s important to understand the factors that influence mortgage rates:
To secure the best mortgage rate in Lewiston, it’s essential to partner with a lender who values transparency and customer-centric service. At Sammamish Mortgage, our salaried Loan Officers offer clear, unbiased advice, ensuring you receive tailored solutions that match your financial needs with no pressure to make quick decisions.
Lewiston’s real estate market offers a range of housing options, from charming older homes in established neighborhoods to newly built properties in growing areas. Whether you’re looking for a spacious family home near schools or a peaceful country retreat, Lewiston offers a variety of homes that suit a variety of preferences.
We offer a broad range of loan programs to meet the specific needs of Lewiston’s homebuyers. Whether you’re a first-time buyer, refinancing, or seeking specialized financing options, we provide tailored mortgage solutions to help you find the right home at the best possible terms.
Want the best mortgage rate? You’ll need to work with a mortgage lender that has a reputation for transparency. This helps ensure the loan you get is right for you, not just the biggest one you qualify for.
Lewiston borrowers have multiple loan options when it comes to getting their hands on a real estate loan. Here are some of the most popular home mortgage loan programs:
30-year fixed rate conventional loans provide Idaho home buyers with a low monthly mortgage payment, in exchange for more total interest paid over the life of the loan.
Veterans, active duty military, or surviving spouses of service members may be able to get a VA loan with a low down payment or no down payment at all.
If you have a low income or are a first-time home buyer, an FHA loan might help you buy a home sooner than you expected. You’ll be able to take advantage of flexibility when it comes to your down payment and credit score, and may also be able to qualify for closing cost assistance.
Living in an expensive zip code may make you think you’ll have to rent forever. However, a jumbo loan can be right for you if your chosen neighborhood has homes priced over conventional loan limits.
Whether you’re buying a home or ready to refinance, our professionals can help.
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