* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment
Located just north of Pocatello, Chubbuck is a growing southeastern Idaho community offering quiet neighborhoods, family-focused amenities, and convenient access to both urban life and outdoor adventure. With new developments and affordable housing, it’s an ideal location for first-time buyers, growing families, and anyone looking to put down roots in Idaho. Sammamish Mortgage provides customized financing to help you make your move.
Your mortgage rate can vary depending on a number of factors, such as:
Regional and national economic trends
Loan type and repayment term
Your credit score and financial history
Loan-to-value ratio (based on your down payment)
Applicable fees and closing costs
Our team will work with you to evaluate these variables and secure a rate that fits your situation and budget.
With over 30 years of industry experience, Sammamish Mortgage brings clarity, flexibility, and trust to every loan we offer. Whether you’re purchasing your first home or refinancing for a better rate, our goal is to make the process as smooth and transparent as possible.
Chubbuck offers a mix of established neighborhoods and new housing developments at price points that are generally more affordable than in other parts of the state. Whether you’re looking for a starter home or planning to invest in long-term property, Chubbuck offers opportunity and community appeal.
Whether you’re ready to buy a new home or refinance your current property in Chubbuck, ID, Sammamish Mortgage is ready to assist. Contact our team today for expert advice and access to competitive mortgage rates tailored to your needs.
Want the transparent mortgage rate? You’ll need to work with a mortgage lender that has a reputation for transparency. This helps ensure the loan you get is right for you, not just the biggest one you qualify for.
Chubbuck borrowers have multiple loan options when it comes to getting their hands on a real estate loan. Here are some of the most popular home mortgage loan programs:
30-year fixed rate conventional loans provide Idaho home buyers with a low monthly mortgage payment, in exchange for more total interest paid over the life of the loan.
Veterans, active duty military, or surviving spouses of service members may be able to get a VA loan with a low down payment or no down payment at all.
If you have a low income or are a first-time home buyer, an FHA loan might help you buy a home sooner than you expected. You’ll be able to take advantage of flexibility when it comes to your down payment and credit score, and may also be able to qualify for closing cost assistance.
Living in an expensive zip code may make you think you’ll have to rent forever. However, a jumbo loan can be right for you if your chosen neighborhood has homes priced over conventional loan limits.
Whether you’re buying a home or ready to refinance, our professionals can help.
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