* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment
Blackfoot, often referred to as the “Potato Capital of the World,” offers small-town living with big charm. Its welcoming community, affordable housing, and central location between Pocatello and Idaho Falls make it a great place to raise a family or settle into a quieter lifestyle. Sammamish Mortgage is here to help you finance your home in this down-to-earth Idaho city.
Mortgage rates in Blackfoot depend on both market and borrower-specific factors, such as:
Federal interest rate trends and lender pricing
Down payment size and credit score
Type and term of the loan
Loan-to-value ratio
Estimated closing costs and fees
We’ll help you understand these factors and secure a competitive rate that aligns with your goals.
With more than 30 years of experience, Sammamish Mortgage is committed to delivering a transparent, efficient mortgage process. Our dedicated advisors provide step-by-step guidance whether you’re a first-time buyer, a repeat homeowner, or someone looking to refinance into a better loan.
Blackfoot features a mix of single-family homes, rural properties, and newer subdivisions. Its relatively low cost of living and growing amenities make it ideal for families and retirees seeking long-term value and livability in Southeastern Idaho.
Want the transparent mortgage rate? You’ll need to work with a mortgage lender that has a reputation for transparency. This helps ensure the loan you get is right for you, not just the biggest one you qualify for.
Blackfoot borrowers have multiple loan options when it comes to getting their hands on a real estate loan. Here are some of the most popular home mortgage loan programs:
30-year fixed rate conventional loans provide Idaho home buyers with a low monthly mortgage payment, in exchange for more total interest paid over the life of the loan.
Veterans, active duty military, or surviving spouses of service members may be able to get a VA loan with a low down payment or no down payment at all.
If you have a low income or are a first-time home buyer, an FHA loan might help you buy a home sooner than you expected. You’ll be able to take advantage of flexibility when it comes to your down payment and credit score, and may also be able to qualify for closing cost assistance.
Living in an expensive zip code may make you think you’ll have to rent forever. However, a jumbo loan can be right for you if your chosen neighborhood has homes priced over conventional loan limits.
Whether you’re buying a home or ready to refinance, our professionals can help.
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