Today’s Mortgage Rates in Longmont, CO

Check out this blog post for today’s mortgage and refinance rates plus current home buying and refinance advice for Longmont, CO residents.
Longmont
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Discover Life in Longmont

Located between Boulder and Loveland, Longmont blends small-town charm with a growing tech and creative economy. With stunning mountain views, excellent schools, and a vibrant downtown, Longmont has become a popular destination for families, professionals, and retirees alike. Whether you’re moving to the area or upgrading within it, we’re here to help finance your Longmont home.

Factors That Shape Mortgage Rates in Longmont

Your mortgage rate is influenced by a range of factors, including:

  • National interest rate movements

  • Your credit score and debt-to-income ratio

  • The amount of your down payment

  • Loan type and repayment term

  • Closing costs and other lender fees

Our experienced mortgage advisors will walk you through the process and help you find a loan that fits your budget and long-term goals.

Why Homebuyers in Longmont Choose Sammamish Mortgage

With over 30 years of experience serving homebuyers in Colorado and the Pacific Northwest, we’re proud to deliver outstanding service, fast pre-approvals, and a digital-friendly loan process. Our goal is to make financing your home as smooth and stress-free as possible.

Longmont’s Housing Market: A Range of Possibilities

From historic bungalows near Main Street to modern homes in master-planned communities, Longmont offers a wide selection of homes at various price points. Whether you’re a first-time buyer or looking to refinance your current property, Longmont presents excellent opportunities to build long-term equity.

Longmont Mortgage Lenders

To get the great mortgage rate you need an honest, reputable mortgage lender. Look for a mortgage lenders that are Experience Loan Officers. This will help you get the right loan for your situation and not one bigger than you can really afford.

Longmont house

Longmont Home Loan Programs

When it comes to real estate, Longmont borrowers have access to many different types of home mortgage options.

30-year fixed rate loans

Getting a 30-year fixed rate loan usually means paying more in interest over the life of the loan, but gives Colorado homebuyers a low monthly mortgage payment.

VA loans

If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.

FHA loans

Low income and first-time homebuyers can count on an FHA loan to give them flexibility when it comes to their credit score or down payment.

Jumbo loans

If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.

License: NMLS-118653
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Whether you’re buying a home or ready to refinance, our professionals can help.

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