Located between Boulder and Loveland, Longmont blends small-town charm with a growing tech and creative economy. With stunning mountain views, excellent schools, and a vibrant downtown, Longmont has become a popular destination for families, professionals, and retirees alike. Whether you’re moving to the area or upgrading within it, we’re here to help finance your Longmont home.
Factors That Shape Mortgage Rates in Longmont
Your mortgage rate is influenced by a range of factors, including:
National interest rate movements
Your credit score and debt-to-income ratio
The amount of your down payment
Loan type and repayment term
Closing costs and other lender fees
Our experienced mortgage advisors will walk you through the process and help you find a loan that fits your budget and long-term goals.
Why Homebuyers in Longmont Choose Sammamish Mortgage
With over 30 years of experience serving homebuyers in Colorado and the Pacific Northwest, we’re proud to deliver outstanding service, fast pre-approvals, and a digital-friendly loan process. Our goal is to make financing your home as smooth and stress-free as possible.
Longmont’s Housing Market: A Range of Possibilities
From historic bungalows near Main Street to modern homes in master-planned communities, Longmont offers a wide selection of homes at various price points. Whether you’re a first-time buyer or looking to refinance your current property, Longmont presents excellent opportunities to build long-term equity.
Longmont Mortgage Lenders
To get the great mortgage rate you need an honest, reputable mortgage lender. Look for a mortgage lenders that are Experience Loan Officers. This will help you get the right loan for your situation and not one bigger than you can really afford.
Longmont Home Loan Programs
When it comes to real estate, Longmont borrowers have access to many different types of home mortgage options.
Getting a 30-year fixed rate loan usually means paying more in interest over the life of the loan, but gives Colorado homebuyers a low monthly mortgage payment.
If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.
If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.
No Obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.