Today’s Mortgage Rates in Long Beach, CA

Are you considering purchasing a house in Long Beach, CA? Look no further, as this is an excellent starting point. Sammamish Mortgage is here to assist you in acquiring your ideal Long Beach, CA home.
Long Beach
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Simplifying the Home Buying Process in Long Beach with Expert Mortgage Support

Start your journey to homeownership in Long Beach with a trusted mortgage partner who has been guiding homebuyers for over 30 years. At Sammamish Mortgage, we understand the diverse appeal of Long Beach, from its rich agricultural roots to the cultural vibrancy of its iconic neighborhoods. Our mission is to streamline the mortgage process for you, offering clear, step-by-step assistance to ensure a smooth home buying experience.

Factors Affecting Mortgage Rates in Long Beach

As you explore Long Beach’s real estate market, it’s important to keep in mind the factors that influence mortgage rates:

  • The lender you select
  • Current interest rate trends
  • Your down payment amount
  • Your credit score
  • The type of mortgage loan you choose
  • Closing costs and related fees

Trustworthy Mortgage Advisors in Long Beach

Achieving the mortgage rate in Long Beach begins with choosing a lender who prioritizes your needs. At Sammamish Mortgage, our Loan Officers are committed to providing honest, unbiased advice that aligns with your goals.

Explore the Diverse Housing Market in Long Beach

From family-friendly suburban homes to modern city dwellings, Long Beach offers a variety of housing options to fit every lifestyle. Whether you’re looking for a peaceful suburban retreat or a vibrant urban space, Long Beach’s real estate market has something for everyone.

Custom Loan Programs for Long Beach Homebuyers

Long Beach residents benefit from a range of loan programs tailored to fit their unique needs. Whether you’re purchasing your first home or refinancing your existing property, we offer flexible mortgage solutions designed to help you achieve your homeownership goals.

Long Beach Mortgage Lenders

In order to secure the most favorable mortgage rate, it is essential to find a trustworthy and reputable mortgage lender. Seek out a mortgage lender that employs highly experience Loan Officers. This approach ensures that you obtain a loan tailored to your specific circumstances, avoiding the risk of borrowing beyond your means.

Long Beach house

Home Loan Programs

Long Beach borrowers have a wide range of home mortgage options available to them when it comes to real estate.

30-year fixed rate loans

Getting a 30-year fixed rate loan usually means paying more in interest over the life of the loan, but gives California homebuyers a low monthly mortgage payment.  

VA loans

If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.

FHA loans

Low income and first-time homebuyers can count on an FHA loan to give them flexibility when it comes to their credit score or down payment.

Jumbo loans

If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.

License: NMLS: 41DBO-178097

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