Today’s Mortgage Rates in Fontana, CA

Are you considering purchasing a house in Fontana, CA? Look no further, as this is an excellent starting point. Sammamish Mortgage is here to assist you in acquiring your ideal Fontana, CA home.
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

The Benefits of Buying a Home in Fontana

Fontana, CA, is one of the fastest-growing cities in San Bernardino County, offering a mix of suburban comfort and urban convenience. With its affordable home prices, proximity to major job hubs, and strong community focus, Fontana is an excellent place for families, professionals, and first-time buyers.

The city is known for its spacious neighborhoods, excellent parks, and easy access to Los Angeles via major highways. Whether you’re looking for a single-family home in North Fontana, a modern townhouse, or a home near great schools, Fontana has plenty of options to fit your needs.

Fontana’s Growing Real Estate Market

Fontana’s housing market is steadily expanding, driven by its affordability compared to nearby metropolitan areas. As more buyers look for homes outside of Los Angeles, demand in Fontana continues to increase.

With home values on the rise, competition can be high. That’s why getting pre-approved for a mortgage before house hunting is a smart move. At Sammamish Mortgage, we offer flexible loan options and a streamlined pre-approval process to help you secure financing quickly.

Is Refinancing a Smart Move for Fontana Homeowners?

Owning a home in Fontana presents opportunities to refinance and optimize your mortgage. With property values rising and interest rates fluctuating, refinancing can help you lower your monthly payments, shorten your loan term, or access cash for home improvements or investments.

Depending on your financial goals, here are a few refinancing options to consider:

  • Reduce your interest rate – Lower your monthly mortgage costs and save in the long run.
  • Cash-out refinancing – Convert home equity into funds for renovations, tuition, or other expenses.
  • Secure a fixed-rate mortgage – Switch from an adjustable-rate loan to a stable, predictable payment plan.

Our experienced team at Sammamish Mortgage will analyze your financial situation and recommend the best refinancing strategy to help you maximize your savings.

Why Fontana Residents Trust Sammamish Mortgage

Navigating the mortgage process can feel overwhelming, but we make home financing simple and stress-free. Whether you’re a first-time homebuyer or a long-time homeowner looking to refinance, we provide tailored solutions and competitive rates to meet your needs.

Here’s why Fontana homebuyers choose us:

  • Competitive Interest Rates – We work hard to secure some of the lowest rates available.
  • Diverse Loan Options – We offer conventional, FHA, VA, and jumbo loans to fit different financial situations.
  • Fast & Transparent Process – Our digital application makes it easy to apply and track your loan status.
  • Local Expertise – We understand Fontana’s housing market and provide personalized mortgage guidance.
  • Speedy Closings – We streamline the loan approval process to help you move into your home quickly.

Get Pre-Approved for a Fontana Home Loan

If you’re looking to buy or refinance a home in Fontana, CA, Sammamish Mortgage is here to help. Contact us today to explore your mortgage options and get pre-approved for your next home.

Fontana Mortgage Lenders

In order to secure the most favorable mortgage rate, it is essential to find a trustworthy and reputable mortgage lender. Seek out a mortgage lender that employs highly experience Loan Officers. This approach ensures that you obtain a loan tailored to your specific circumstances, avoiding the risk of borrowing beyond your means.

Fontana house

Home Loan Programs

Fontana borrowers have a wide range of home mortgage options available to them when it comes to real estate.

30-year fixed rate loans

Getting a 30-year fixed rate loan usually means paying more in interest over the life of the loan, but gives California homebuyers a low monthly mortgage payment.  

VA loans

If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.

FHA loans

Low income and first-time homebuyers can count on an FHA loan to give them flexibility when it comes to their credit score or down payment.

Jumbo loans

If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.

License: NMLS: 41DBO-178097
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