Today’s Mortgage Rates in California

Are you considering purchasing a house in California? Look no further, as this is an excellent starting point. Sammamish Mortgage is here to assist you in acquiring your ideal California home.
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Your Trusted Choice for Mortgage Lending in California

Sammamish Mortgage is here to help you secure your dream California home. Our streamlined and secure loan application process can be started online or with guidance from one of our experienced Loan Officers.

California Mortgage Rates

Mortgage rates in California depend on a variety of factors:

  • Your chosen lender
  • The average interest rate
  • Your financial situation
  • How much of a down payment you have
  • Your current credit score
  • Which type of loan you want
  • Extra fees and closing costs

California Mortgage Lenders

In order to secure the most favorable mortgage rate, it is essential to find a trustworthy and reputable mortgage lender. Seek out a mortgage lender that employs highly experience Loan Officers. This approach ensures that you obtain a loan tailored to your specific circumstances, avoiding the risk of borrowing beyond your means.

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Home Loan Programs

California borrowers have a wide range of home mortgage options available to them when it comes to real estate.

30-year fixed rate loans

Getting a 30-year fixed rate loan usually means paying more in interest over the life of the loan, but gives California homebuyers a low monthly mortgage payment.  

VA loans

If you are a veteran, an active duty service member, or the surviving spouse of a military vet, a VA loan often requires no down payment or a very low down payment.

FHA loans

Low income and first-time homebuyers can count on an FHA loan to give them flexibility when it comes to their credit score or down payment.

Jumbo loans

If you live in a very expensive part of the country, don’t give up hope. Jumbo loans can help you if the price of your dream home is a bit over the conventional loan limits.

License: NMLS: 41DBO-178097

Cities We Service in California include:

1,000+ cities
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“Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act”

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