Living in Redmond, WA: A Comprehensive Guide for Home Buyers

Published:
February 24, 2025
Last updated:
February 24, 2025
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People moving to the Seattle area often end up living in one of the surrounding or nearby cities, for a variety of reasons. Today, we will look at one community in particular: the city of Redmond.

This guide provides a detailed overview of the city and what it’s like to be living in Redmond, WA.

Overview of Redmond, Washington

Redmond is a medium-sized city of around 80,000 people located in King County, Washington. Redmond is located in the “Eastside” portion of the greater Seattle metropolitan area, approximately 15 miles east of downtown Seattle.

Major highways like I-405 and State Route 520 provide direct routes into Seattle, for commuting purposes. This makes it ideal for residents who want a quieter residential setting without sacrificing access to Seattle’s attractions, job market, and other opportunities.

Redmond is a suburb of Seattle, with many residents commuting back and forth for work. But the city of Redmond also has its own strong economy, largely influenced by the tech sector. The city is home to Microsoft’s headquarters, along with many other tech companies and startups.

The city also benefits from its proximity to economic hubs like Seattle and Bellevue, offering ample job opportunities across various sectors.

Redmond is served by the highly rated Lake Washington School District, the second-largest school district in the state of Washington.

Home Prices and Real Estate Market in Redmond, WA

The first thing to know about the Redmond, Washington real estate market is that it’s fairly expensive, even by Seattle metro area standards.

There are two main reasons for this—supply and demand.

Redmond offers a number of amenities and benefits that attract new residents over time. Many of those new residents enter the real estate market in search of a home. But there aren’t enough properties available for sale to meet that demand.

In addition to making the local real estate market more competitive for those looking at buying a home in Redmond, WA, this supply-and-demand imbalance puts steady upward pressure on home prices.

The following list will give you a sense of where Redmond sits in terms of regional home values and affordability. It shows the median home value for each location in early 2025.

  • City of Redmond: $1,366,726
  • City of Seattle: $842,068
  • Seattle metro area: $734,697
  • State of Washington: $589,599
  • Kirkland (located directly west): $1,241,126
  • Bellevue (located directly southwest): $1,460,820

As you can see, Redmond, WA home prices are more than double the statewide median and quite a bit higher than the city of Seattle. But they’re comparable with neighboring cities like Kirkland and Bellevue.

Generally speaking, the Eastside area tends to have higher home prices. The Eastside is a major hub for the tech industry, which contributes to this dynamic.

The Redmond, WA cost of living is roughly 45% higher than the national average. Considering this, it’s important to ensure that you have the financial backing to justify a move to this amazing city.

The upside is that Redmond offers a number of high-quality, family-friendly neighborhoods, good Redmond WA schools, parks, and outdoor recreation. So that high price tag comes with benefits.

Low Supply and Quick Home Sales

Redmond is one of the fastest-moving real estate markets in the Pacific Northwest. The ongoing inventory shortage mentioned earlier drives this trend.

Over the past few years, more than half of the homes sold within the city of Redmond went off market within two weeks. Many of them ended up selling for more than the original list price, a common occurrence in a highly competitive real estate market like Redmond.

Most cities in the Seattle metro area continue to struggle with severe inventory shortages, and Redmond is no different. Low housing supply and steady demand from buyers have created a seller’s market scenario in Redmond, Washington.

Here are some things buyers can do to improve their chances of success:

  • Research the market before house hunting to get up to speed on current trends.
  • Be realistic with your wish list and willing to compromise on the non-essentials.
  • Limit the number of contract contingencies to avoid weakening your offer.
  • Submit your offer as quickly as possible, potentially while visiting the home.
  • Realize that sellers often have the advantage and shape your offer accordingly.

With preparation, patience, and persistence, you can successfully navigate the competitive Redmond housing market to find a suitable home.

Popular Neighborhoods in Redmond

As mentioned above, Redmond, Washington offers a number of quality neighborhoods. There’s something for just about every lifestyle preference.

Here are some of the best neighborhoods in Redmond to put on your short list:

  • Downtown Redmond: The vibrant heart of Redmond, offering a mix of urban amenities, shops, restaurants, and high-rise condos.
  • Education Hill: Known for its excellent schools, family-friendly atmosphere, and mix of housing options, from single-family homes to townhouses.
  • Grass Lawn: A quiet and established residential area with mature trees, larger lots, walkability, and a park by the same name.
  • North Redmond: A mix of residential areas are prevalent in North Redmond, including single-family homes and townhouses, with easy access to parks and trails.
  • Overlake: A bustling area with a mix of residential, commercial, and tech-related development, close to Microsoft’s main campus.
  • Sammamish Valley: Scenic area known for its wineries, farms, and larger, more rural properties.
  • Bear Creek: A more rural area with larger lots and close to nature trails, named for a salmon-bearing stream that flows through the neighborhood.
  • West Redmond: Primarily residential, with a mix of housing styles and convenient access to shopping and dining.
  • Willows/Rose Hill: A mix of housing options, from established neighborhoods to newer developments, close to parks and trails.

In terms of architecture, you can find everything from Northwest contemporary to Craftsman bungalows to ranch-style homes within the city of Redmond.

Mortgage Rates in Redmond, WA

Mortgage rates in Redmond, WA, are still currently high, especially when compared to a few short years ago. That said, they’re still somewhat lower than late 2023 when rates were well over the 7% mark.

As of early 2025, mortgage rates in Washington State are as follows (as per Zillow):

  • 30-Year Fixed Rate: 6.59 %
  • 15-Year Fixed Rate: 5.88 %
  • 5-year ARM: 6.51 %
  • 30-Year Fixed Rate FHA: 7.63 %
  • 15-Year Fixed Rate FHA: 6.63 %
  • 30-Year Fixed Rate Jumbo: 6.61 %
  • 15-Year Fixed Rate Jumbo: 6.51 %
  • 5-year ARM Jumbo: 6.41 %

In closing, it’s helpful for buyers to understand what it’s like to be living in Redmond, WA. Namely, the high prices and low supply make for a competitive market. This Redmond home buying guide is meant to help you make a more informed buying decision before making a home purchase.

Your best bet is to partner with a seasoned Redmond mortgage company to ensure you have the financial backing to make a purchase, and a local real estate agent to find you a home that suits your budget.

Need Financing?

Are you thinking of moving to Redmond, WA? If you’re looking to buy in Redmond, WA, we can help. At Sammamish Mortgage, we offer various mortgage options for you to choose from. Visit our website to get an instant rate quote or call us today to have your mortgage questions answered!

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