Real Estate Investment Loans

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close. $0 Lender Fees

4.9
500+
Apply Now Free Rate Quote

Do you need a home loan to buy an investment property? It’s time to apply for an investment property mortgage so you can make that vision come true. Some mortgage companies don’t make loans to buy investment properties, but at Sammamish Mortgage we offer investment home loans at competitive interest rates. You can get prepared to finance your new house starting now, with a FREE Instant Rate Quote for an investment property loan that only takes 30 seconds!

Investment Property Buying Has Different Rules

  1. Expect lenders to require a slightly higher credit score than for a primary home loan.
  2. Find a lender who has plenty of experience financing investment properties.
  3. Choose the right type of loan program to maximize your investment.
  4. Research rental rates in the area and have backup cash reserves in case of no tenancy
  5. Pay extra for an in-depth house inspection to prevent surprise repair bills

Apply for an Investment Property Loan Today

Family-owned since 1992, Sammamish Mortgage is a Bellevue, WA, based mortgage company that proudly serves customers seeking to buy an investment property in the Pacific Northwest. Our highly experienced Loan Officers are focused on helping you get the best loan product for your specific situation. You can start your loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

4.9 413 Reviews
4.9 119 Reviews
4.8 91 Reviews
4.6 107 Reviews
Kevin Steckbauer
November 10, 2024
I submitted my application to Sammamish after getting what felt like poor service from my original lender, at exactly three weeks until closing. I had heard of them through friends locally, and was not getting a good feeling as things moved along with the original lender, so I started with the application as a feeler. I called in a couple hours after submitting the application, and Ryan Shane had already looked over my application. I spoke with him about the closing date and how my information looked for closing within the timeline, and he was very confident and reassuring. I felt very good about switching to Sammamish after speaking with Ryan, and so I committed to doing so. Everything with them from then on was extremely smooth and well communicated, with no issues whatsoever, and now Im happily in the home. The combination of clarity and smoothness with Sammamish, along with the quickness, was exactly what I needed.
Ty Alexander
November 7, 2024
Ryan and his team do great work. Fast, efficient, reliable and trustworthy. They have a fair approach and give great advice. Interest rates were very competitive and fees were extremely fair. I highly recommend giving them a call.
Marcelo Girao
November 6, 2024
Sammamish helped me with my 4th house purchase and I must say it was the best experience by a large margin. Their communication was prompt and clear, their rate was excellet, and the underwriting process was fast and smooth. I highly recommend them.
Joseph King
October 30, 2024
My experience with Sammamish Mortgage was nothing short of excellent. They are consummate professionals, providing clear and thoughtful guidance at every step of the way. They are skilled at shaping a normally stressful experience into one that has logical steps and procedures, giving new homeowners a sense of confidence and calm. Thank you to all the team members at Sammamish!
Kirsten McClure
October 29, 2024
Recently, my husband and I decided to take advantage of the lower interest rates and refinanced our home with Sammamish Mortgage. Ryan, Tonya, and the whole Sammamish Mortgage team were so incredibly friendly and easy to work with. They were always available to answer any questions we had, they touched base with us through every step, and were genuinely helpful through the entire process. We continue to be impressed by this team of experts and highly recommend them to anyone buying a home or refinancing. They are true professionals and we are grateful.
Kriegah S
October 23, 2024
I have worked with Sammamish Mortgage on a few occasions now. You guys consistently exceed expectations and make a usually stressful process as easy as possible. Thank you!
Angelica Villarreal
October 18, 2024
The customer service from Jessica Ebner and Shelly Nguyen was excellent. They kept me updated on the status regularly and anticipated requests from underwriters before so that I could provide information timely. This made the process feel seamless and without any crazy rushing at the end! Thanks so much!

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