Real Estate Investment Loans

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close.

4.9
500+
Apply Now Free Rate Quote

Do you need a home loan to buy an investment property? It’s time to apply for an investment property mortgage so you can make that vision come true. Some mortgage companies don’t make loans to buy investment properties, but at Sammamish Mortgage we offer investment home loans at competitive interest rates. You can get prepared to finance your new house starting now, with a FREE Instant Rate Quote for an investment property loan that only takes 30 seconds!

Investment Property Buying Has Different Rules

  1. Expect lenders to require a slightly higher credit score than for a primary home loan.
  2. Find a lender who has plenty of experience financing investment properties.
  3. Choose the right type of loan program to maximize your investment.
  4. Research rental rates in the area and have backup cash reserves in case of no tenancy
  5. Pay extra for an in-depth house inspection to prevent surprise repair bills

Apply for an Investment Property Loan Today

Family-owned since 1992, Sammamish Mortgage is a Bellevue, WA, based mortgage company that proudly serves customers seeking to buy an investment property in the Pacific Northwest. Our highly experienced Loan Officers are focused on helping you get the great loan product for your specific situation. You can start your loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

4.9 520 Reviews
4.9 167 Reviews
4.9 102 Reviews
4.6 115 Reviews
Carissa Bowman
January 30, 2026
I found Sammamish Mortgage on Reddit and am so glad I did. Sandra started working on my loan application immediately. She was easy to contact and took time out of her day to explain things to me. I was pre approved faster than I expected! Shelly helped with the underwriting process and was so kind! Like Sandra, she was easy to speak with over the phone. The entire process was very organized and efficient. My APR and closing costs were lower than anywhere else! 10/10 recommendation for Sammamish Mortgage- especially Sandra and Shelly!!
Estefania Zuluaga
December 23, 2025
We had a great experience working with Sammamish mortgage! They had excellent communication which is crucial when purchasing a home. Highly recommend!
Aaron Westfall
December 19, 2025
Ryan and his team did a fantastic job. Transparent communication, great set of online tools to handle all the paperwork, great experience overall.
David Brauhn
December 10, 2025
Straightforward, honest, personal, flexible, and fast service. They kept me informed along the way and gave me options that other lenders tried and failed to match. They treated me like a valued customer.
Liz Frazer
November 17, 2025
Very easy to work with -- Ryan was always available if we had any questions. Highly recommend
Noriyasu Li
November 14, 2025
Nick and Tonya were absolutely fantastic to work with! From start to finish, the process was incredibly smooth and stress-free. Super competitive rates, and every single person we interacted with - from the loan officer to the processor and even the owner - was professional, friendly, and genuinely helpful. Went through 7-8 quotes and rates and they still came out on top. Highly recommend them to anyone looking for a great mortgage experience!
Rayna Ji
November 14, 2025
We had a fantastic experience working with Sammamish Mortgage! From start to finish, the team was incredibly responsive, transparent, and efficient. They offered one of the best interest rates we found during our mortgage shopping process without charging any processing or junk lender fees a huge plus that made a real financial difference. They were also very flexible and accommodating, especially as we adjusted our down payment structure a few times throughout the process. Despite the changes, they stayed on top of everything and helped keep us on track for a smooth and quick closing. If youre looking for a lender whos professional, competitive, and truly client focused, Id highly recommend them. Were so glad we chose them and would happily work with them again in the future.

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