Real Estate Investment Loans

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close.

4.9
500+
Apply Now Free Rate Quote

Do you need a home loan to buy an investment property? It’s time to apply for an investment property mortgage so you can make that vision come true. Some mortgage companies don’t make loans to buy investment properties, but at Sammamish Mortgage we offer investment home loans at competitive interest rates. You can get prepared to finance your new house starting now, with a FREE Instant Rate Quote for an investment property loan that only takes 30 seconds!

Investment Property Buying Has Different Rules

  1. Expect lenders to require a slightly higher credit score than for a primary home loan.
  2. Find a lender who has plenty of experience financing investment properties.
  3. Choose the right type of loan program to maximize your investment.
  4. Research rental rates in the area and have backup cash reserves in case of no tenancy
  5. Pay extra for an in-depth house inspection to prevent surprise repair bills

Apply for an Investment Property Loan Today

Family-owned since 1992, Sammamish Mortgage is a Bellevue, WA, based mortgage company that proudly serves customers seeking to buy an investment property in the Pacific Northwest. Our highly experienced Loan Officers are focused on helping you get the great loan product for your specific situation. You can start your loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

4.9 487 Reviews
4.9 161 Reviews
4.9 100 Reviews
4.6 114 Reviews
Brad
September 13, 2025
From start to finish, the entire process went smooth! Both Jessica and Tonya were great to work with and ensured we understood everything at each milestone. Thank you for assisting us in purchasing our new home! Cant recommend Sammamish Mortgage enough!
Thomas Zander
September 9, 2025
One word, Great!
Thomas Bierlein
September 9, 2025
As a realtor, I work with many lenders, and Sammamish Mortgage is always a top recommendation for my clients. When it came time for me to purchase an income property, it was clear they were the right mortgage broker for me as well. The team at Sammamish Mortgage is smart, caring, and incredibly responsive. I would give Ryan Shane and his team six stars if that were possible!
Anh Nguyen
August 25, 2025
As a first time homebuyer, I entered the process with lots of questions. Sandra and Shelly were incredibly patient, supportive, and educational towards me throughout the entire purchasing process. The fact that Sammamish has no origination fees and competitive rates makes it stand out from the rest!
Sarah Vu
August 22, 2025
Nick and Tonya worked with me on my loan, and they are an excellent team! I chose them out of the 6+ lenders I contacted -- in fact, two of the other ones I reached out to even advised me to choose Sammamish because their rate could not be beaten. Excellent rate aside, the team is very quick to respond on email/phone and are happy to explain any questions you have. I would highly recommend them.
Christie Getz
August 20, 2025
Loved working with them for our mortgage. Very nice, knowledgeable, and responsive. Everything was done in a timely manner and they made it as easy as possible. Would definitely recommend and use again!
Shuchi Rana
August 19, 2025
Everything was very fast and smooth. The team is very responsive and helpful! Highly recommended.

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