Real Estate Investment Loans

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close.

4.9
500+
Apply Now Free Rate Quote

Do you need a home loan to buy an investment property? It’s time to apply for an investment property mortgage so you can make that vision come true. Some mortgage companies don’t make loans to buy investment properties, but at Sammamish Mortgage we offer investment home loans at competitive interest rates. You can get prepared to finance your new house starting now, with a FREE Instant Rate Quote for an investment property loan that only takes 30 seconds!

Investment Property Buying Has Different Rules

  1. Expect lenders to require a slightly higher credit score than for a primary home loan.
  2. Find a lender who has plenty of experience financing investment properties.
  3. Choose the right type of loan program to maximize your investment.
  4. Research rental rates in the area and have backup cash reserves in case of no tenancy
  5. Pay extra for an in-depth house inspection to prevent surprise repair bills

Apply for an Investment Property Loan Today

Family-owned since 1992, Sammamish Mortgage is a Bellevue, WA, based mortgage company that proudly serves customers seeking to buy an investment property in the Pacific Northwest. Our highly experienced Loan Officers are focused on helping you get the great loan product for your specific situation. You can start your loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

4.9 420 Reviews
4.9 119 Reviews
4.8 91 Reviews
4.6 107 Reviews
Eti Shechtman
December 2, 2024
Sammamish Mortgage provide exceptional service! The team is fast, proactive, and attentive to every detail, making the entire mortgage process smooth and stress-free. Their friendly and knowledgeable approach made us feel supported at every step.
Mike Tucker
December 2, 2024
Shelly and her team went above and beyond to help us close on our house within a very tight timeline. I thought their rates were too good to be true, but they indeed made it happen without any surprise fees along the way. Highly Recommended!
Ankita Pal
November 29, 2024
We truly appreciate the seamless experience provided by the Sammamish Mortgage team. We were nervous first home buyers. The patience that Ryan and Jana showed in addressing our queries and ensuring we understood each step was invaluable. It made the entire process much smoother and more reassuring for us. We will certainly recommend Sammamish Mortgage to friends and family who might benefit from your expertise.
Austen Stone
November 26, 2024
Working with Ryan and team was a pleasure - I only knew a small amount about the refinance process and the factors involved and the entire team was very patient with my questions! I would definitely recommend them to anyone looking for a mortgage
Vlad Krupin
November 25, 2024
Prompt, diligent. Our experience was smooth and without hiccups. And - importantly - the rates are hard, if not impossible to beat.
Nick Koveshnikov
November 18, 2024
Very professional and easy to work with company. We refinanced my mother's house with Sammamish Mortgage and they were very clear about the process, helpful in guiding our family through the process, and focused on making the process easy and convenient for us at every step. Have already been highly recommending SM to my friends and coworkers.
Kevin Steckbauer
November 10, 2024
I submitted my application to Sammamish after getting what felt like poor service from my original lender, at exactly three weeks until closing. I had heard of them through friends locally, and was not getting a good feeling as things moved along with the original lender, so I started with the application as a feeler. I called in a couple hours after submitting the application, and Ryan Shane had already looked over my application. I spoke with him about the closing date and how my information looked for closing within the timeline, and he was very confident and reassuring. I felt very good about switching to Sammamish after speaking with Ryan, and so I committed to doing so. Everything with them from then on was extremely smooth and well communicated, with no issues whatsoever, and now Im happily in the home. The combination of clarity and smoothness with Sammamish, along with the quickness, was exactly what I needed.

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