Real Estate Investment Loans

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close.

4.9
500+
Apply Now Free Rate Quote

Do you need a home loan to buy an investment property? It’s time to apply for an investment property mortgage so you can make that vision come true. Some mortgage companies don’t make loans to buy investment properties, but at Sammamish Mortgage we offer investment home loans at competitive interest rates. You can get prepared to finance your new house starting now, with a FREE Instant Rate Quote for an investment property loan that only takes 30 seconds!

Investment Property Buying Has Different Rules

  1. Expect lenders to require a slightly higher credit score than for a primary home loan.
  2. Find a lender who has plenty of experience financing investment properties.
  3. Choose the right type of loan program to maximize your investment.
  4. Research rental rates in the area and have backup cash reserves in case of no tenancy
  5. Pay extra for an in-depth house inspection to prevent surprise repair bills

Apply for an Investment Property Loan Today

Family-owned since 1992, Sammamish Mortgage is a Bellevue, WA, based mortgage company that proudly serves customers seeking to buy an investment property in the Pacific Northwest. Our highly experienced Loan Officers are focused on helping you get the great loan product for your specific situation. You can start your loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

4.9 429 Reviews
4.9 119 Reviews
4.8 91 Reviews
4.6 107 Reviews
Zac
February 14, 2025
We financed our first home purchase with Sammamish 10 years ago and had a positive experience, so we reached out to them again when we were ready to move and make another purchase. We worked with the same loan officer as before (Trevor) and he was able to tailor the loan details to our specific needs while significantly beating rates from competitors. Communication and service were excellent throughout the process and we felt like we were working with a friendly local lender while getting better rates than the faceless online powerhouses. We have no plans to move again anytime soon, but if we do, we'll be working with Sammamish for our next mortgage.
Ankita Gulati
February 11, 2025
We had a really positive experience with Sammamish Mortgage. The whole process was really smooth and on time. Thank you for the seamless transaction. We really appreciate it.
Jessica W
February 10, 2025
I was recommended to approach Sammamish Mortgage by a very knowledgeable friend when purchasing my first home and didn't even bother finding a second lender for a quote. Ryan Shane and his team were outstanding - prompt replies, clear explanations on everything, and easy to get a hold of by phone when needed. I went through his team again for re-financing and same excellent experience. I recommend this team to everyone buying a home.
David Liao
February 1, 2025
first time homebuying, their team was super fast at closing, patient with questions, and friendly!
Amy Leder
January 24, 2025
Great. Good communication, good rates and costs, couldnt recommend more. Even responded to a call on the weekend from the selling agent to prevent them from stalling on our offer further. Overall I was very happy, and they walked us through any questions during the whole process, made buying our first home a straightforward process.
Nicole Conde
January 16, 2025
Cant say enough great things about Sammamish Mortgage. Their rates are extremely fair and transparent. We worked with Sandra and Barb who were both excellent and helped get us out of an unexpected situation with another lender! We applied for a loan on a Saturday and Sandra got back to us the next day to get the process started even though it was the weekend. They both helped us close extremely quickly and were always readily available/responsive to us. We highly recommend Sammamish mortgage!
Gregor Uvila
January 15, 2025
It was very streamlined and the communication from the team was excellent. All questions were answered in a timely manner. Thank you

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