Real Estate Investment Loans

Avoid high fees. Our Highly Experienced Loan Officers are paid to advise and educate vs. pressure to close.

4.9
500+
Apply Now Free Rate Quote

Do you need a home loan to buy an investment property? It’s time to apply for an investment property mortgage so you can make that vision come true. Some mortgage companies don’t make loans to buy investment properties, but at Sammamish Mortgage we offer investment home loans at competitive interest rates. You can get prepared to finance your new house starting now, with a FREE Instant Rate Quote for an investment property loan that only takes 30 seconds!

Investment Property Buying Has Different Rules

  1. Expect lenders to require a slightly higher credit score than for a primary home loan.
  2. Find a lender who has plenty of experience financing investment properties.
  3. Choose the right type of loan program to maximize your investment.
  4. Research rental rates in the area and have backup cash reserves in case of no tenancy
  5. Pay extra for an in-depth house inspection to prevent surprise repair bills

Apply for an Investment Property Loan Today

Family-owned since 1992, Sammamish Mortgage is a Bellevue, WA, based mortgage company that proudly serves customers seeking to buy an investment property in the Pacific Northwest. Our highly experienced Loan Officers are focused on helping you get the great loan product for your specific situation. You can start your loan application online using any connected mobile device to select your desired loan product, get a free instant rate quote, and upload your documentation through our secure portal. Questions? Contact us to speak to an experienced loan professional today.

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works right for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

Apply Now

Our Reviews

4.9 425 Reviews
4.9 119 Reviews
4.8 91 Reviews
4.6 107 Reviews
Nicole Conde
January 16, 2025
Cant say enough great things about Sammamish Mortgage. Their rates are extremely fair and transparent. We worked with Sandra and Barb who were both excellent and helped get us out of an unexpected situation with another lender! We applied for a loan on a Saturday and Sandra got back to us the next day to get the process started even though it was the weekend. They both helped us close extremely quickly and were always readily available/responsive to us. We highly recommend Sammamish mortgage!
Gregor Uvila
January 15, 2025
It was very streamlined and the communication from the team was excellent. All questions were answered in a timely manner. Thank you
Molly Ware
January 9, 2025
Excellent rates! Responsive team members. They were able to speed along our closing process and gave me plenty of tips that made that seamless. Even the title company was impressed with them and commented on how "with it" their team was! Would work with Sammamish Mortgage again in a heart beat!
Raman Thoohan
January 8, 2025
I had an outstanding experience working with Nick and Barb at Sammamish Mortgage! From the very beginning, their professionalism, expertise, and genuine care for their clients were evident. Nick was incredibly knowledgeable, taking the time to explain every step of the mortgage process and offering valuable advice tailored to my situation. Barb was equally amazing, ensuring all the paperwork was handled smoothly and that deadlines were met without a hitch. The teams communication was top-notchthey were always quick to respond to my questions and provided updates at every stage. They made what could have been a stressful process feel seamless and straightforward. I truly felt like they had my best interests at heart, and their dedication to exceptional service was clear throughout the entire experience. If youre looking for a mortgage team that combines expertise, efficiency, and a personal touch, I highly recommend Nick and Barb at Sammamish Mortgage. They went above and beyond, and I couldnt be happier with the results!
Conn Clark
December 18, 2024
Sammamish Mortgage was wonderful to work with. Trevor and Barb did an excellent job of guiding me through the loan process and getting me approved. If I need to get another loan I will definitely use them again.
Eti Shechtman
December 2, 2024
Sammamish Mortgage provide exceptional service! The team is fast, proactive, and attentive to every detail, making the entire mortgage process smooth and stress-free. Their friendly and knowledgeable approach made us feel supported at every step.
Mike Tucker
December 2, 2024
Shelly and her team went above and beyond to help us close on our house within a very tight timeline. I thought their rates were too good to be true, but they indeed made it happen without any surprise fees along the way. Highly Recommended!

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