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Sammamish Mortgage Can Assist Home Buyers with an Adjustable Rate Mortgage

This is a lot of information to take in. At Sammamish Mortgage, we have a team of mortgage professionals who can help you navigate the intricacies of adjustable rate mortgages and help you select the right loan product. Sammamish Mortgage is a family-owned mortgage company based in WA. We’ve been in the lending industry for over 25 years and proudly serve customers seeking homes in the Pacific Northwest. We offer mortgages for home buyers looking to buy in WA, OR, ID and CO.

Our mortgage professionals can act as your mortgage broker to make sure that your home buying experience goes as smoothly as possible. This means our professionals can counsel you on the risks of ARMs, tips to obtain better rates, and guide you through the home buying process. What’s more, Sammamish Mortgage offers a cutting-edge online application system which can be accessed and used completely from your mobile device. With our online system, you can pick your product, obtain a customized rate quote, and upload your documentation for review and approval. If you’d like to learn more, don’t hesitate to contact us for additional information today.

Bennefits of a Adjustable Rate Mortgage Loan:

  1. Lower initial interest rate and monthly P&I payments than on a fixed-rate mortgage with a comparable term.
  2. Rates and monthly payments can change after the initial fixed-rate period.

Thanks for choosing Sammamish Mortgage as your Trusted Mortgage Company!

A+ Rating

A+ Rating with Better Business Bureau

Standards like this have helped Sammamish Mortgage maintain an A+ rating with the Better Business Bureau and has placed several of its loan officers rate in the top 1% for mortgage originators in America.

Sammamish Mortgage A lot of mortgage companies don’t value the same things as their borrowers, but Sammamish does:

Trust

Our closing costs are binding, which means that what we quote you is what you will pay; there are no surprises at closing!

Transparency

We offer multiple rate options for each product, and we don’t wrap up additional costs in your interest rate.

Freedom

Filling out a loan application is free and never obligates you to work with Sammamish Mortgage.

Flexibility

Our hybrid online and full-service system lets you choose your loan process without forcing you into one method that works best for us, as many mortgage companies do.

Who is Sammamish Mortgage?

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We proudly serve customers in the Pacific Northwest region. If you’re looking to buy a home in one of these states, we can help!

Transparent Rates and Costs Available 24/7

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Our Reviews

4.9 414 Reviews
4.9 119 Reviews
4.8 91 Reviews
4.6 107 Reviews
Nick Koveshnikov
November 18, 2024
Very professional and easy to work with company. We refinanced my mother's house with Sammamish Mortgage and they were very clear about the process, helpful in guiding our family through the process, and focused on making the process easy and convenient for us at every step. Have already been highly recommending SM to my friends and coworkers.
Kevin Steckbauer
November 10, 2024
I submitted my application to Sammamish after getting what felt like poor service from my original lender, at exactly three weeks until closing. I had heard of them through friends locally, and was not getting a good feeling as things moved along with the original lender, so I started with the application as a feeler. I called in a couple hours after submitting the application, and Ryan Shane had already looked over my application. I spoke with him about the closing date and how my information looked for closing within the timeline, and he was very confident and reassuring. I felt very good about switching to Sammamish after speaking with Ryan, and so I committed to doing so. Everything with them from then on was extremely smooth and well communicated, with no issues whatsoever, and now Im happily in the home. The combination of clarity and smoothness with Sammamish, along with the quickness, was exactly what I needed.
Ty Alexander
November 7, 2024
Ryan and his team do great work. Fast, efficient, reliable and trustworthy. They have a fair approach and give great advice. Interest rates were very competitive and fees were extremely fair. I highly recommend giving them a call.
Marcelo Girao
November 6, 2024
Sammamish helped me with my 4th house purchase and I must say it was the best experience by a large margin. Their communication was prompt and clear, their rate was excellet, and the underwriting process was fast and smooth. I highly recommend them.
Joseph King
October 30, 2024
My experience with Sammamish Mortgage was nothing short of excellent. They are consummate professionals, providing clear and thoughtful guidance at every step of the way. They are skilled at shaping a normally stressful experience into one that has logical steps and procedures, giving new homeowners a sense of confidence and calm. Thank you to all the team members at Sammamish!
Kirsten McClure
October 29, 2024
Recently, my husband and I decided to take advantage of the lower interest rates and refinanced our home with Sammamish Mortgage. Ryan, Tonya, and the whole Sammamish Mortgage team were so incredibly friendly and easy to work with. They were always available to answer any questions we had, they touched base with us through every step, and were genuinely helpful through the entire process. We continue to be impressed by this team of experts and highly recommend them to anyone buying a home or refinancing. They are true professionals and we are grateful.
Kriegah S
October 23, 2024
I have worked with Sammamish Mortgage on a few occasions now. You guys consistently exceed expectations and make a usually stressful process as easy as possible. Thank you!

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